Overview & Acceptance
These Terms and Conditions ("Agreement") govern your access to and use of the services provided by Atlas Systems Co. LLC, a Michigan limited liability company ("Atlas," "we," "us," or "our"), including all services described on our website at atlassystemsco.com and in any engagement letter or consulting agreement entered into between you and Atlas.
By booking a consultation, signing an engagement letter, submitting payment, or otherwise engaging with Atlas Systems Co. LLC, you ("Client") agree to be bound by this Agreement in its entirety. If you do not agree with any part of these terms, do not proceed with an engagement.
This Agreement, together with your signed engagement letter, constitutes the entire agreement between you and Atlas Systems Co. LLC. In the event of any conflict between this Agreement and your engagement letter, the engagement letter controls.
Nature of Services
Atlas Systems Co. LLC is a business consulting and advisory firm. We provide advisory, organizational, and case management services to business owners seeking to address merchant cash advance (MCA) obligations and related business debt.
Atlas Systems Co. LLC is not a law firm and does not provide legal advice. Nothing in our communications, website, video presentations, or engagement materials constitutes legal advice or creates an attorney-client relationship.
Where legal representation, negotiation with creditors, paralegal services, or other regulated activities are involved, those services are performed exclusively by independent, licensed third-party attorneys and CPA firms ("Partner Professionals") who are separately engaged and licensed in the applicable jurisdiction. Atlas Systems Co. LLC coordinates and facilitates access to these professionals but does not control their independent professional judgment.
- Booking a call or submitting your information on our website does not create an attorney-client relationship with Atlas or any affiliated firm.
- Partner Professionals operate independently and are responsible for their own professional conduct and licensing obligations.
- Atlas may receive compensation in connection with referrals to Partner Professionals.
Fees & Payment
Our engagement structure involves two fee components, both of which are disclosed in your engagement letter prior to signing:
| Fee Type | When Charged | Purpose |
|---|---|---|
| Activation Fee | Due at engagement commencement, prior to any work being performed | Covers UCC lien search, case intake, file setup, and initial review |
| Weekly Advisory Fee | Billed weekly to a credit or debit card on file, throughout the engagement | Covers ongoing advisory, coordination, case management, and partner professional facilitation |
Important: All fees are charged prior to any debt settlement, reduction, or resolution being achieved. The amount of your weekly fee is set forth in your engagement letter. By signing your engagement letter and providing payment information, you authorize Atlas Systems Co. LLC to charge these fees on the schedule described therein.
All fee terms are governed solely by your written engagement letter. Any verbal representations made during a sales consultation, introductory call, or other pre-engagement communication do not modify, supersede, or constitute an amendment to the written terms. If there is any inconsistency between what you were told verbally and your written engagement letter, please do not sign until the discrepancy is resolved in writing.
Atlas Systems Co. LLC reserves the right to suspend or terminate services if fees are not paid on schedule. Disputed charges must be raised in writing within 10 business days of the billing date.
Cancellation & Refund Policy
You may cancel your engagement with Atlas Systems Co. LLC at any time by providing written notice to [email protected].
- Activation Fee: Non-refundable under all circumstances. The activation fee compensates Atlas for work performed at commencement of the engagement, including UCC searches, intake, and case setup, which are completed regardless of subsequent cancellation.
- Weekly Advisory Fees: Fees paid for weeks in which services were actively rendered are non-refundable. Fees paid for future periods not yet rendered at the time of a written cancellation request may be eligible for a partial refund at the discretion of Atlas Systems Co. LLC, subject to the terms of your engagement letter.
- Chargebacks: Initiating a chargeback or payment dispute without first contacting Atlas in writing constitutes a breach of this Agreement. Atlas reserves the right to pursue recovery of disputed amounts and associated costs.
All refund determinations are made in writing. Atlas Systems Co. LLC will respond to cancellation and refund requests within 10 business days.
No Guarantees of Results
Atlas Systems Co. LLC makes no guarantees, promises, or representations regarding the outcome of any engagement, including but not limited to:
- The amount by which any MCA obligation may be reduced, settled, or restructured
- Whether collections activity, lawsuits, or enforcement actions will be stopped, delayed, or resolved
- The timeline within which any resolution may be achieved
- The willingness of any MCA funder or creditor to negotiate
MCA agreements are typically structured as revenue-based purchase agreements, not loans, and are not subject to the same legal protections as traditional consumer or business debt. Outcomes vary significantly based on the specific terms of your agreements, the position of your creditors, applicable law, and factors outside our control.
Any case studies, examples, testimonials, or outcome references presented on our website or in our video materials represent individual past results and are not a guarantee or prediction of future outcomes. Results will vary.
You acknowledge that engaging Atlas Systems Co. LLC does not guarantee any particular result and that you are paying for advisory and coordination services, not for a specific outcome.
Third-Party Partner Professionals
Atlas Systems Co. LLC works alongside a network of independent licensed attorneys and CPA firms who provide legal representation, negotiation, and related professional services. By engaging Atlas, you acknowledge and agree that:
- Legal and paralegal services are performed by independent professionals, not by Atlas Systems Co. LLC employees.
- Partner Professionals are licensed in their respective jurisdictions and are solely responsible for their professional conduct.
- Atlas Systems Co. LLC does not control the legal strategy, advice, or decisions made by Partner Professionals.
- Atlas may receive a referral fee or other compensation in connection with introductions to Partner Professionals. This compensation does not affect the independence of the professional services provided to you.
- You will be informed of the identity of any Partner Professional working on your matter before you are asked to sign any agreement with that professional.
Data Collection & Confidentiality
In connection with your engagement, Atlas Systems Co. LLC collects and stores the following categories of information:
- Personal identifying information (name, address, contact details)
- Business information (entity name, structure, ownership)
- Financial information (revenue, outstanding obligations, MCA agreements, bank statements)
- UCC filing data and creditor information
This information is used solely for the purpose of providing services under your engagement and facilitating introductions to Partner Professionals. Atlas Systems Co. LLC does not sell your personal or business information to third parties for marketing purposes.
Information may be shared with Partner Professionals (attorneys, CPAs) as necessary to perform services on your behalf, and as required by law. You consent to this sharing by entering into an engagement with Atlas.
You are responsible for ensuring that any information you provide to Atlas is accurate and complete. Atlas is not liable for outcomes resulting from inaccurate or incomplete information provided by the Client.
Atlas Systems Co. LLC implements reasonable administrative and technical safeguards to protect your information. However, no data transmission or storage system is completely secure. By engaging our services, you acknowledge this inherent risk.
Limitation of Liability
To the fullest extent permitted by applicable law, Atlas Systems Co. LLC, its members, managers, employees, agents, and Partner Professionals shall not be liable for:
- Any indirect, incidental, consequential, or punitive damages arising from your engagement
- Any outcome, result, or failure to achieve a particular result in connection with your MCA obligations
- Any action, inaction, or professional judgment of an independent Partner Professional
- Any creditor or MCA funder action, including lawsuits, collections, or enforcement, taken during or after your engagement
- Any loss resulting from your reliance on verbal representations not confirmed in writing
In all cases, Atlas Systems Co. LLC's total liability to you shall not exceed the total fees paid by you to Atlas Systems Co. LLC in the 90 days preceding the event giving rise to the claim.
Governing Law & Dispute Resolution
This Agreement shall be governed by and construed in accordance with the laws of the State of Michigan, without regard to its conflict of law principles.
Any dispute, claim, or controversy arising out of or relating to this Agreement, your engagement, or the services provided by Atlas Systems Co. LLC shall be resolved exclusively through litigation in the state or federal courts located in Michigan. You hereby consent to the personal jurisdiction of such courts and waive any objection to venue.
Before initiating any legal proceeding, both parties agree to attempt to resolve the dispute in good faith through written communication for a period of no less than 30 days from the date the dispute is first raised in writing.
General Provisions
- Entire Agreement. This Agreement, together with your signed engagement letter, constitutes the entire agreement between you and Atlas Systems Co. LLC regarding the subject matter herein and supersedes all prior verbal or written communications.
- Amendments. Atlas Systems Co. LLC reserves the right to update these Terms and Conditions at any time. Updated terms will be posted at atlassystemsco.com with a revised effective date. Continued use of our services after such update constitutes acceptance.
- Severability. If any provision of this Agreement is found to be unenforceable, the remaining provisions shall remain in full force and effect.
- No Waiver. Failure by Atlas to enforce any provision of this Agreement shall not constitute a waiver of the right to enforce it in the future.
- State Availability. Services may not be available in all states or jurisdictions. Nothing in this Agreement constitutes an offer to provide services where prohibited by law.
- Contact. Questions about these Terms may be directed to Atlas Systems Co. LLC in writing at [email protected].
Attorney review recommended. These Terms and Conditions are provided as a foundation and should be reviewed by a licensed Michigan attorney before publication, particularly given Atlas's nationwide operations and the regulatory requirements applicable to debt relief services under the FTC Telemarketing Sales Rule (16 C.F.R. § 310) and applicable state law.